I use the unrefined Coconut oil for consumption. Here is link to checkout more.
"Unrefined coconut oil, on the other hand, starts with fresh coconut meat rather than dried copra---ensuring the extracted oil is sanitary without the need for further purification. To produce unrefined coconut oil, the meat goes through one of two methods: "quick drying" or "wet milling." Quick-dried coconut meat receives a small amount of heat to remove moisture, and then mechanical extraction separates the unrefined oil from the meat. With the wet-milling process, machines press the liquid out of fresh coconut meat---and then use boiling, refrigeration, centrifuging, fermentation or enzymes to isolate the oil from the extracted liquid. With both the quick drying and wet milling methods, the resulting coconut oil is safe for consumption without bleaching or deodorization."
Read more: http://www.ehow.com/about_5392760_refined-vs-unrefined-coconut-oil.html#ixzz2uPtUAmwn
Yes, my sister and I use it in our green tea and put it in water.